Payday Loans in Colville, Washington
If you need a Payday Loan in Colville, Washington you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply Online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Colville page will help get you the money you need. Trusted lenders are standing by, Apply Now!
- Confidential and Secure
- Applying is Easy
- Quick Process
Although being able to obtain a loan in a quick and easy fashion sounds good, you need to look out for the fall backs. Payday loan disadvantages can be as numerous as the advantages. There are times when we need money urgently, but we need to weigh our options with care and consideration. Because these loans are easy to acquire, the risk to the lenders is greater. When more people are allowed to use this service, the chance that someone will not follow through with their end of the agreement is high. This leads to many draw backs to this type of financial help.
Max Loan Amount in Washington:
May not exceed $700 or 30 percent of the gross monthly income of the borrower, whichever is lower.
Maximum Loan Terms:
A licensee must set the due date of a small loan on or after the date of the borrower's next pay date. If a borrower's next pay date is within seven days of taking out the loan, a licensee must set the due date of a small loan on or after the borrower's second pay date after the date the small loan is made. The termination date of a small loan may not exceed the origination date of that same small loan by more than 45 days, including weekends and holidays, unless the term of the loan is extended by agreement of both the borrower and the licensee and no additional fee or interest is charged.
You need cash fast? There are lots of reasons why you may be in need of some fast money. Family emergency situations can pop-up at any time. Stretching the family spending plan to include every expense is a race to the end of the payday period for most families. The best way to resolve your situation then is to go with fast payday loans online. If you need the cash earlier than your next payday, there are online solutions where you can get your cash the next day without any paperwork or headache.
Colville Payday Advance
Washington Payday Loan Terms
Maximum Loan Amount: $700 or 30% of gross monthly income, whichever is less
Loan Term: Max: 45 days
Maximum Finance Rate and Fees: 15%: first $500; 10%: remaining portion of the loan in excess of $500 up to the $700 maximum
Finance Charge for 14-day $100 loan: $15
APR for 14-day $100 loan: 390%
Have questions or comments about the regulations of payday loans in Washington?
Regulator: Washington Department of Financial Institutions
Address: Division of Consumer Services, PO Box 41200 Olympia WA 98504
Phone: (360) 902-8700
Fax: (360) 725-7827
Washington regulations courtesy of the NCSL and CFA