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Payday Loans in DeKalb, Illinois

If you need a Payday Loan in DeKalb, Illinois you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our DeKalb page will help get you the money you need. Trusted lenders are standing by, Apply Now!

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  3. Quick Loan Transfer

As you will find through your research online, a unsecured loan does not require collateral to obtain. These payday loans in the United Kingdom are a higher risk because they are not secured. This fact causes the lenders to charge a much higher interest rate. In this way, if one defaults on his or her loan the interest will help the lender recover some of their losses. Although these are high interest loans, if used for what they were intended, they can be very beneficial to the borrower.
 
Max Loan Amount in Illinois:

$1,000 or 25 percent of the consumer's gross monthly income, whichever is less

Maximum Loan Terms:

No payday loan may have a minimum term of less than 13 days and does not exceed 120 days.

Except for an installment payday loan, no payday loan may be made to a consumer if the loan would result in the consumer being indebted to one or more payday lenders for a period in excess of 45 consecutive days.

A payday loan shall also include any installment loan otherwise meeting the definition of payday loan contained in §1-10, but that has a term agreed by the parties of not less than 112 days and not exceeding 180 days; hereinafter an "installment payday loan."

 
We have partnered with top tier financial institutions to provide you the best services available to improve your financial health and meet your goals.
 


DeKalb Payday Advance

Scott Zeimet – State Farm Insurance Agent
(815) 748-3101
2587 Sycamore Rd
Dekalb, IL 60115
Advance America
(815) 756-3726
2438 Sycamore Rd
DeKalb, IL 60115
Check Into Cash
(815) 748-3106
2350 Sycamore Rd Ste N
DeKalb, IL 60115
Cash Store
(815) 758-5202
1520 Sycamore Rd
Dekalb, IL 60115
Security Finance
(815) 754-7878
1408 Sycamore Rd
Dekalb, IL 60115
Affinity Cash Loans
(815) 899-6600
1170 Dekalb Ave Ste 105
Sycamore, IL 60178

Illinois Payday Loan Terms
Maximum Loan Amount: lesser of $1000 or 25% gross monthly income
Loan Term: 13-45 days
Maximum Finance Rate and Fees: $15.50 per $100
Finance Charge for 14-day $100 loan: $15.50
APR for 14-day $100 loan: 403%

Have questions or comments about the regulations of payday loans in Illinois?
Regulator: Illinois Division of Financial Institutions
Address: Consumer Credit Section, 320 W. Washington Springfield IL 62701
Phone: (888) 298-8089
Regulator Website Regulator: Illinois Division of Financial Institutions
Address: Consumer Credit Section, 320 W. Washington Springfield IL 62701
Phone: (888) 298-8089
Regulator Website

Illinois regulations courtesy of the NCSL and CFA