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Payday Loans in Independence, Kentucky

If you need a Payday Loan in Independence, Kentucky you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Independence page will help get you the money you need. Trusted lenders are standing by, Apply Now!


  1. Safe & Confidential
  2. Applying is Simple
  3. Quick Loan Transfer

The thing to remember is to pay attention to what the laws are in your state. Do not let someone take advantage of you or your situation. Arm yourself with knowledge first!
 
Max Loan Amount in Kentucky:

A licensee shall not have more than two  deferred deposit transactions from any one customer at any one time. The total proceeds received by the customer from all of the deferred deposit transactions shall not exceed $500.

Maximum Loan Terms:
Not to exceed 60 days
 
One of the biggest problems many people with bad or poor credit have is finding lenders that will work with them. We realize there are a LOT of good people out there with bad credit, and that’s okay! We used to have poor credit too – a few lenders took us on anyway, and we climbed up as a result of it. Because of these chances, we decided to bring you access to the type of lenders that see you as a person instead of a number. They provide bad credit loans, no credit loans, and good credit loans – again, all you need is ID and a way to pay back what you borrow.
 


Independence Payday Loans Online

South Bank Insurance Specialists
(859) 635-1177
8388 Alexandria Pike
Alexandria, KY 41001
CheckSmart
(859) 727-4569
3421 Dixie Hwy
Erlanger, KY 41018
Advance U Cash
(859) 746-2274
4997 Houston Rd
Florence, KY 41042
Quick Money
(859) 371-3777
7960 Us Hwy 42
Florence, KY 41042
Advance America Cash Advance
(859) 746-0049
7108 Turfway Rd
Florence, KY 41042

Kentucky Payday Loan Terms
Maximum Loan Amount: $500
Loan Term: 14-60 days
Maximum Finance Rate and Fees: $15 per $100 on face value of check + $1 database fee
Finance Charge for 14-day $100 loan: $17.65
APR for 14-day $100 loan: 459%

Have questions or comments about the regulations of payday loans in Kentucky?
Regulator: Kentucky Office of Financial Institutions
Address: 1025 Capital Center Drive, Suite 200 Frankfort KY 40601
Phone: (800) 223-2579
Fax: (502) 573-8787
Regulator Website Regulator: Kentucky Office of Financial Institutions
Address: 1025 Capital Center Drive, Suite 200 Frankfort KY 40601
Phone: (800) 223-2579
Fax: (502) 573-8787
Regulator Website

Kentucky regulations courtesy of the NCSL and CFA