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Payday Loans in Monument, Colorado / Colorado

If you need a Payday Loan in Monument, Colorado you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply Online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Monument page will help get you the money you need. Trusted lenders are standing by, Apply Now!

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According to state laws, charging any other fees for this, other than what is required by law, is prohibited. Some states even regulate the number of loans to a single borrower in a certain time frame. The lender must carry out verification before they can lend. They can not lend to someone that can not pay it back. They also require that someone not take out one loan to pay off another.
Max Loan Amount in Colorado:

A lender shall not lend an amount greater than $500 nor shall the amount financed exceed $500 at any time to a consumer.

Maximum Loan Terms:

There shall be no maximum loan term. The minimum loan term shall be six months from the loan transaction date.

If the loan is not repaid on maturity date, a fee as a penalty is charged along with the total amount. However, extra charges will be there, if asked for extending the repayment date. It has been noticed that people take advantage of pay day loans and borrow the money from the lender but got stuck with a big financial problem while repaying it.

Monument Payday Loans Online

(719) 591-0081
1508 N. Academy Blvd.
Colorado Springs, CO 80909
The Henn Team
(719) 434-8394
7680 Goddard St
Colorado Springs, CO 80920
Element Capital Lending
(303) 732-8154
9275 N Union Blvd
Colorado Springs, CO 80920
ACE Cash Express
(719) 534-0129
6910 N Academy Blvd
Colorado Springs, CO 80918
Allied Cash Advance
(719) 532-0079
6850 N Academy Blvd
Colorado Springs, CO 80918
Quik Cash
(719) 635-9800
5617 N Academy Blvd
Colorado Springs, CO 80918
ACE Cash Express
(719) 596-1166
3925 N Academy Blvd
Colorado Springs, CO 80917
Ace Cash Express
(719) 264-2431
534 Garden Of The Gods Rd
Colorado Springs, CO 80907
ACE Cash Express
(719) 622-1746
6037 Barnes Rd
Colorado Springs, CO 80922
EZ CheckLoans, L.L.C.
(719) 597-7100
2383 N Academy Blvd
Colorado Springs, CO 80909
eCheckTrac Software
(719) 632-3760
5 Ridge Rd
Colorado Springs, CO 80904

Colorado Payday Loan Terms
Maximum Loan Amount: $500
Loan Term: Min: 6 Months
Maximum Finance Rate and Fees: 20%: $0-$300 + 7.5%: $301-$500 plus 45% per annum interest plus monthly maintenance fee $7.50 per $100 borrowed, up to $30, after first month.
Finance Charge for 14-day $100 loan: Not applicable
APR for 14-day $100 loan: Not applicable

Have questions or comments about the regulations of payday loans in Colorado?
Regulator: Colorado Office of the Attorney General
Address: Uniform Consumer Credit Code, 1525 Sherman St., 5th Fl. Denver CO 80203
Phone: (303) 866-4494
Fax: (303) 866-5691
Regulator Website

Colorado regulations courtesy of the NCSL and CFA