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Payday Loans in Spring Valley, Illinois

If you need a Payday Loan in Spring Valley, Illinois you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Spring Valley page will help get you the money you need. Trusted lenders are standing by, Apply Now!

Apply for a Payday Loan

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  1. Safe & Confidential
  2. Easy to Apply
  3. Quick Loan Transfer

Applying for Payday loans does not mean you have to take an off from your office. Filling up an online application form available on the website of the lender paves way for quick cash. If everything goes well then you can expect an approval within no time.
 
Max Loan Amount in Illinois:

$1,000 or 25 percent of the consumer's gross monthly income, whichever is less

Maximum Loan Terms:

No payday loan may have a minimum term of less than 13 days and does not exceed 120 days.

Except for an installment payday loan, no payday loan may be made to a consumer if the loan would result in the consumer being indebted to one or more payday lenders for a period in excess of 45 consecutive days.

A payday loan shall also include any installment loan otherwise meeting the definition of payday loan contained in §1-10, but that has a term agreed by the parties of not less than 112 days and not exceeding 180 days; hereinafter an "installment payday loan."

 
We have partnered with top tier financial institutions to provide you the best services available to improve your financial health and meet your goals.
 


Spring Valley Payday Advance

Cash Store
(815) 220-0383
5259 State Rt 251
Peru, IL 61354
Security Finance
(815) 872-5626
518 S Main St
Princeton, IL 61356
Cash Store
(815) 433-2274
357 W Stevenson Rd
Ottawa, IL 61350
Security Finance
(815) 431-0612
1124 Columbus St
Ottawa, IL 61350
Sun Loan Company
(815) 431-1336
2713 Columbus St
Ottawa, IL 61350
Cash Store
(815) 672-9898
2371 N Bloomington St
Streator, IL 61364
Check ‘n Go
(815) 431-9999
511 E Norris Dr
Ottawa, IL 61350

Illinois Payday Loan Terms
Maximum Loan Amount: lesser of $1000 or 25% gross monthly income
Loan Term: 13-45 days
Maximum Finance Rate and Fees: $15.50 per $100
Finance Charge for 14-day $100 loan: $15.50
APR for 14-day $100 loan: 403%

Have questions or comments about the regulations of payday loans in Illinois?
Regulator: Illinois Division of Financial Institutions
Address: Consumer Credit Section, 320 W. Washington Springfield IL 62701
Phone: (888) 298-8089
Regulator Website Regulator: Illinois Division of Financial Institutions
Address: Consumer Credit Section, 320 W. Washington Springfield IL 62701
Phone: (888) 298-8089
Regulator Website

Illinois regulations courtesy of the NCSL and CFA