Need Cash Today? We can help!

Payday Loans in Sterling, Illinois

If you need a Payday Loan in Sterling, Illinois you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Sterling page will help get you the money you need. Trusted lenders are standing by, Apply Now!

Apply for a Payday Loan

* indicates required


  1. Safe & Confidential
  2. Easy Application
  3. Quick Loan Transfer

When you send your application from Monday to Thursday, then you normally receive the loan the following working day. However, when you send your application on Friday, then you are going to receive it the following Monday, and those who apply on Saturday or Sunday get their loan on Tuesdays.
 
Max Loan Amount in Illinois:

$1,000 or 25 percent of the consumer's gross monthly income, whichever is less

Maximum Loan Terms:

No payday loan may have a minimum term of less than 13 days and does not exceed 120 days.

Except for an installment payday loan, no payday loan may be made to a consumer if the loan would result in the consumer being indebted to one or more payday lenders for a period in excess of 45 consecutive days.

A payday loan shall also include any installment loan otherwise meeting the definition of payday loan contained in §1-10, but that has a term agreed by the parties of not less than 112 days and not exceeding 180 days; hereinafter an "installment payday loan."

 
In situations like these, asking your family or friends for a quick loan may seem like the only feasible option. But that might also not be positive all the time.
 


Sterling Payday Advance

Cash Store
(815) 535-9500
3213 E Lincolnway
Sterling, IL 61081
Security Finance
(815) 622-7880
3506 E Lincolnway
Sterling, IL 61081
Check Into Cash
(815) 626-9207
603 Freeport Rd
Sterling, IL 61081

Illinois Payday Loan Terms
Maximum Loan Amount: lesser of $1000 or 25% gross monthly income
Loan Term: 13-45 days
Maximum Finance Rate and Fees: $15.50 per $100
Finance Charge for 14-day $100 loan: $15.50
APR for 14-day $100 loan: 403%

Have questions or comments about the regulations of payday loans in Illinois?
Regulator: Illinois Division of Financial Institutions
Address: Consumer Credit Section, 320 W. Washington Springfield IL 62701
Phone: (888) 298-8089
Regulator Website Regulator: Illinois Division of Financial Institutions
Address: Consumer Credit Section, 320 W. Washington Springfield IL 62701
Phone: (888) 298-8089
Regulator Website

Illinois regulations courtesy of the NCSL and CFA