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Payday Loans in Wapato, Washington

March 30, 2017 / PaydayABC / Washington

If you need a Payday Loan in Wapato, Washington you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Wapato page will help get you the money you need. Trusted lenders are standing by, Apply Now!


  1. Confidential and Secure
  2. Easy Application
  3. Receive Money Quickly

According to state laws, charging any other fees for this, other than what is required by law, is prohibited. Some states even regulate the number of loans to a single borrower in a certain time frame. The lender must carry out verification before they can lend. They can not lend to someone that can not pay it back. They also require that someone not take out one loan to pay off another.
 
Max Loan Amount in Washington:

May not exceed $700 or 30 percent of the gross monthly income of the borrower, whichever is lower.

Maximum Loan Terms:

A licensee must set the due date of a small loan on or after the date of the borrower's next pay date. If a borrower's next pay date is within seven days of taking out the loan, a licensee must set the due date of a small loan on or after the borrower's second pay date after the date the small loan is made. The termination date of a small loan may not exceed the origination date of that same small loan by more than 45 days, including weekends and holidays, unless the term of the loan is extended by agreement of both the borrower and the licensee and no additional fee or interest is charged.

 
Are you counting the days until payday? Emergency auto repairs, unexpected bills, and other unplanned expenses can wreak havoc on your finances. There is no need to live with financial stress – a payday loan is an excellent solution for short-term cash flow problems. A payday loan will provide you with cash now, so you can set your worries aside.
 


Wapato Payday Advance

Moneytree
(509) 457-6669
1731 South 1st Street
Yakima, WA 98901
ACE Cash Express
(509) 865-2093
802 W 1st Ave
Toppenish, WA 98948
Allied Cash Advance
(509) 225-4955
1008 S 3rd Ave
Yakima, WA 98902
Quik Cash
(509) 452-0897
1336 S 1st St
Yakima, WA 98901
Moneytree
(509) 457-6669
1731 South 1st Street
Yakima, WA 98901

Washington Payday Loan Terms
Maximum Loan Amount: $700 or 30% of gross monthly income, whichever is less
Loan Term: Max: 45 days
Maximum Finance Rate and Fees: 15%: first $500; 10%: remaining portion of the loan in excess of $500 up to the $700 maximum
Finance Charge for 14-day $100 loan: $15
APR for 14-day $100 loan: 390%

Have questions or comments about the regulations of payday loans in Washington?
Regulator: Washington Department of Financial Institutions
Address: Division of Consumer Services, PO Box 41200 Olympia WA 98504
Phone: (360) 902-8700               
Fax: (360) 725-7827
Regulator Website

Washington regulations courtesy of the NCSL and CFA