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Payday Loans in Cherokee, Iowa

PaydayABC.com / Iowa

If you need a Payday Loan in Cherokee, Iowa you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply Online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Cherokee page will help get you the money you need. Trusted lenders are standing by, Apply Now!


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Freedom of using the money by anyhow- Financial groups never restrict the borrowers from using their funds according to their needs or plans such as purchasing any household accessory, celebrating New Year or Christmas, buying clothes or any sort of gift, paying their previous credit debt etc. Money lender can only decide that what amount of loan one deserves to attain but he certainly does not hold an authority of deciding the way of its utilization.
 
Max Loan Amount in Iowa:

A licensee shall not hold from any one maker a check or checks in an aggregate face amount of more than $500 at any one time.

Maximum Loan Terms:
Not to exceed 31 days
 
The main factor why people apply for a payday loan is because they have a temporary financial problem. This could be due to unplanned bills or even to cover the costs of a vacation. As long as the loan can be repaid and the borrower has a full-time job and active bank account then having a payday loan is normally not a concern.
 

Cherokee Payday Lending

Advance America Cash Advance
(712) 546-1773
1319 Holton Dr
Le Mars, IA 51031
Check Into Cash
(712) 262-6670
700 11th St SW Ste 8
Spencer, IA 51301
Check Into Cash
(712) 276-7920
3158 Singing Hills Blvd
Sioux City, IA 51106

Iowa Payday Loan Terms
Maximum Loan Amount: $500
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: $15: $0-$100 on face of check; $10 per $100 thereafter
Finance Charge for 14-day $100 loan: $16.67
APR for 14-day $100 loan: 433%

Have questions or comments about the regulations of payday loans in Iowa?
Regulator: Iowa Division of Banking
Address: 200 East Grand Avenue, Suite 300 Des Moines IA 50309
Phone: (515) 281-4014
Fax: (515) 281-4862
Regulator Website

Iowa regulations courtesy of the NCSL and CFA