Payday Loans in Iowa Falls, Iowa
If you need a Payday Loan in Iowa Falls, Iowa you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply Online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Iowa Falls page will help get you the money you need. Trusted lenders are standing by, Apply Now!
- Secure & Safe
- Easy to Apply
- Fast Loan Transfer
As you will find through your research online, a unsecured loan does not require collateral to obtain. These payday loans in the United Kingdom are a higher risk because they are not secured. This fact causes the lenders to charge a much higher interest rate. In this way, if one defaults on his or her loan the interest will help the lender recover some of their losses. Although these are high interest loans, if used for what they were intended, they can be very beneficial to the borrower.
Max Loan Amount in Iowa:
A licensee shall not hold from any one maker a check or checks in an aggregate face amount of more than $500 at any one time.
Maximum Loan Terms:
Not to exceed 31 days
According to state laws, charging any other fees for this, other than what is required by law, is prohibited. Some states even regulate the number of loans to a single borrower in a certain time frame. The lender must carry out verification before they can lend. They can not lend to someone that can not pay it back. They also require that someone not take out one loan to pay off another.
Iowa Falls Payday Lenders
|Check Into Cash
819 Superior St
Webster City, IA 50595
|Ez Money Check Cashing
222 Lincoln Way
Ames, IA 50010
|Advance America Cash Advance
620 Lincoln Way Ste 3
Ames, IA 50010
Iowa Payday Loan Terms
Maximum Loan Amount: $500
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: $15: $0-$100 on face of check; $10 per $100 thereafter
Finance Charge for 14-day $100 loan: $16.67
APR for 14-day $100 loan: 433%
Have questions or comments about the regulations of payday loans in Iowa?
Regulator: Iowa Division of Banking
Address: 200 East Grand Avenue, Suite 300 Des Moines IA 50309
Phone: (515) 281-4014
Fax: (515) 281-4862
Iowa regulations courtesy of the NCSL and CFA