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Payday Loans in Lebanon, Illinois / Illinois

If you need a Payday Loan in Lebanon, Illinois you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply Online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Lebanon page will help get you the money you need. Trusted lenders are standing by, Apply Now!

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There are few things worse, in life, than a financial crisis. In this economy, it is not unusual to hear of financial struggles. Many people may find themselves jobless and concerned about being able to make ends meet. If you, yourself, are going through a stressful situation of this kind, you maybe interested in payday loans for the unemployed. Yes, there are lenders that will assist those that are currently unemployed. Available to the borrower are two different types of loans. The first being a secured loan and the other, a non- secured loan. One must research the different types of loans to decide which one will fit their situation.
Max Loan Amount in Illinois:

$1,000 or 25 percent of the consumer's gross monthly income, whichever is less

Maximum Loan Terms:

No payday loan may have a minimum term of less than 13 days and does not exceed 120 days.

Except for an installment payday loan, no payday loan may be made to a consumer if the loan would result in the consumer being indebted to one or more payday lenders for a period in excess of 45 consecutive days.

A payday loan shall also include any installment loan otherwise meeting the definition of payday loan contained in §1-10, but that has a term agreed by the parties of not less than 112 days and not exceeding 180 days; hereinafter an "installment payday loan."

You need cash fast? There are lots of reasons why you may be in need of some fast money. Family emergency situations can pop-up at any time. Stretching the family spending plan to include every expense is a race to the end of the payday period for most families. The best way to resolve your situation then is to go with fast payday loans online. If you need the cash earlier than your next payday, there are online solutions where you can get your cash the next day without any paperwork or headache.

Lebanon Payday Lending

Allstate Insurance: Jessica Harrison-Wilkins
(618) 632-1515
715 W US Highway 50
O'Fallon, IL 62269
Scott Credit Union
(618) 744-1101
302 W Winters St
Scott Afb, IL 62225
First Payday Loans
(618) 622-2900
515 Lincoln Hwy
Fairview Heights, IL 62208
Security Finance
(618) 233-9033
1512 West Blvd
Belleville, IL 62221
Security Finance
(618) 346-9107
822 S Morrison Ave
Collinsville, IL 62234
Check ‘n Go
(618) 257-2637
64 Carlyle Plaza Dr
Belleville, IL 62221
St Louis Loan
(618) 277-7710
1812 North Illinois St
Swansea, IL 62226
Sun Loan Company
(618) 477-8914
501 Belt Line Rd
Collinsville, IL 62234
First Payday Loans
(618) 233-2100
11 Bellevue Park Plaza
Belleville, IL 62220
Check Into Cash
(618) 344-1920
1099 Belt Line Rd
Collinsville, IL 62234
Cash Store
(618) 654-4133
12547 State Rte 143
Highland, IL 62249

Illinois Payday Loan Terms
Maximum Loan Amount: lesser of $1000 or 25% gross monthly income
Loan Term: 13-45 days
Maximum Finance Rate and Fees: $15.50 per $100
Finance Charge for 14-day $100 loan: $15.50
APR for 14-day $100 loan: 403%

Have questions or comments about the regulations of payday loans in Illinois?
Regulator: Illinois Division of Financial Institutions
Address: Consumer Credit Section, 320 W. Washington Springfield IL 62701
Phone: (888) 298-8089
Regulator Website Regulator: Illinois Division of Financial Institutions
Address: Consumer Credit Section, 320 W. Washington Springfield IL 62701
Phone: (888) 298-8089
Regulator Website

Illinois regulations courtesy of the NCSL and CFA