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Payday Loans in Los Ranchos de Albuquerque, New Mexico / New Mexico

If you need a Payday Loan in Los Ranchos de Albuquerque, New Mexico you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply Online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Los Ranchos de Albuquerque page will help get you the money you need. Trusted lenders are standing by, Apply Now!

  1. Confidential and Secure
  2. Easy Sign Up
  3. Fast Loan Transfer

Although being able to obtain a loan in a quick and easy fashion sounds good, you need to look out for the fall backs. Payday loan disadvantages can be as numerous as the advantages. There are times when we need money urgently, but we need to weigh our options with care and consideration. Because these loans are easy to acquire, the risk to the lenders is greater. When more people are allowed to use this service, the chance that someone will not follow through with their end of the agreement is high. This leads to many draw backs to this type of financial help.
Max Loan Amount in New Mexico:

No licensee shall make a payday loan to a consumer if the total principal amount of the loan and fees, when combined with the principal amount and fees of all of the consumer's other outstanding payday loan products, exceeds 25 percent of the consumer's gross monthly income.

Maximum Loan Terms:

No payday loan shall have a stated maturity greater than 35 days; no payday loan shall have a stated minimum term less than 14 days unless agreed to in writing by the consumer

This allows almost anyone in the country to receive the money that they need when they need them! Your background, profession, credit history, or social status makes no difference and the loans are available to anyone that covers these simple requirements.

Los Ranchos de Albuquerque Payday Lending

(505) 899-6400
8201 Golf Course Rd NW
Albuquerque, NM 87120
First Payday Loans
(505) 872-8300
5115 Menaul Blvd NE
Albuquerque, NM 87110
Allied Cash Advance
(505) 344-2028
4501 4th St NW
Albuquerque, NM 87107
Check ‘n Go
(505) 831-4600
2810 Coors Blvd NW
Albuquerque, NM 87120
ACE Cash Express
(505) 831-6454
3200 Coors Blvd NW
Albuquerque, NM 87120
Continental Loans
(505) 881-4299
3401 San Mateo Blvd NE
Albuquerque, NM 87110
First Payday Loans
(505) 342-0100
6424 N 4th Street NW
Albuquerque, NM 87107
ACE Cash Express
(505) 342-2400
333 Montano Rd NW
Albuquerque, NM 87107
Check ‘n Go
(505) 344-1660
6211 4th St NW Ste 5
Albuquerque, NM 87107
Zia Finance
(505) 839-6625
640 Coors Blvd NW
Albuquerque, NM 87121

New Mexico Payday Loan Terms
Maximum Loan Amount: $2500
Loan Term: 14 to 35 days, can be shorter by written agreement
Maximum Finance Rate and Fees: $15.50 per $100; $.50 verification fee per $100
Finance Charge for 14-day $100 loan: $16
APR for 14-day $100 loan: 416%

Have questions or comments about the regulations of payday loans in New Mexico?
Regulator: New Mexico Financial Institutions Division
Address: 2550 Cerrillos Road, 3rd Floor P. O. Box 25101 Santa Fe NM 87505
Phone: (505)476-4885
Fax: (505) 476-4670
Regulator Website

New Mexico regulations courtesy of the NCSL and CFA