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Payday Loans in Pacific, Washington / Washington

If you need a Payday Loan in Pacific, Washington you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply Online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Pacific page will help get you the money you need. Trusted lenders are standing by, Apply Now!

  1. Safe & Confidential
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  3. Quick Loan Transfer

The thing to remember is to pay attention to what the laws are in your state. Do not let someone take advantage of you or your situation. Arm yourself with knowledge first!
Max Loan Amount in Washington:

May not exceed $700 or 30 percent of the gross monthly income of the borrower, whichever is lower.

Maximum Loan Terms:

A licensee must set the due date of a small loan on or after the date of the borrower's next pay date. If a borrower's next pay date is within seven days of taking out the loan, a licensee must set the due date of a small loan on or after the borrower's second pay date after the date the small loan is made. The termination date of a small loan may not exceed the origination date of that same small loan by more than 45 days, including weekends and holidays, unless the term of the loan is extended by agreement of both the borrower and the licensee and no additional fee or interest is charged.

You can apply for a no fax payday loan online and stand a much higher chance to be approved than if you approach the traditional lending financial institutions. Even though some banks are now offering microloans, their approval process is slower and the time that is needed to prepare all the documentation often renders applying pointless.

Pacific Payday Lending

(253) 941-2274
31625 Pacific Hwy. South
Federal Way, WA 98003
ACE Cash Express
(253) 245-1006
4017 A St SE
Auburn, WA 98002
ACE Cash Express
(253) 735-6371
1403 Auburn Way S
Auburn, WA 98002
(253) 931-8003
901 Auburn Way N
Auburn, WA 98002
Quik Cash
(253) 839-9070
32225 Pacific Hwy S
Federal Way, WA 98003
(253) 941-2274
31625 Pacific Hwy. South
Federal Way, WA 98003
ACE Cash Express
(253) 931-5184
1537 Auburn Way N
Auburn, WA 98002
ACE Cash Express
(253) 445-6086
311 River Rd
Puyallup, WA 98371
Allied Cash Advance
(253) 839-0180
28839 Military Rd S
Federal Way, WA 98003
ACE Cash Express
(253) 941-4949
27020 Pacific Hwy S
Kent, WA 98032
(253) 845-0549
11916 Meridian E
Puyallup, WA 98374

Washington Payday Loan Terms
Maximum Loan Amount: $700 or 30% of gross monthly income, whichever is less
Loan Term: Max: 45 days
Maximum Finance Rate and Fees: 15%: first $500; 10%: remaining portion of the loan in excess of $500 up to the $700 maximum
Finance Charge for 14-day $100 loan: $15
APR for 14-day $100 loan: 390%

Have questions or comments about the regulations of payday loans in Washington?
Regulator: Washington Department of Financial Institutions
Address: Division of Consumer Services, PO Box 41200 Olympia WA 98504
Phone: (360) 902-8700               
Fax: (360) 725-7827
Regulator Website

Washington regulations courtesy of the NCSL and CFA