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Payday Loans in Ridgefield, Washington / Washington

If you need a Payday Loan in Ridgefield, Washington you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply Online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Ridgefield page will help get you the money you need. Trusted lenders are standing by, Apply Now!

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We all know that the payday loans are used to cover unexpected expenses with a very short term loan, usually until their next payday. They are often called a payday or paycheck advance. The payday Loans US Regulations usually vary from one state to another. Different countries have different regulations as well. Most states have limits on the amount that you can borrow. They also have the right to charge any APR. The lender has the right to choose what it will be. Most states impose very little restraints on what the APR can be set at.
Max Loan Amount in Washington:

May not exceed $700 or 30 percent of the gross monthly income of the borrower, whichever is lower.

Maximum Loan Terms:

A licensee must set the due date of a small loan on or after the date of the borrower's next pay date. If a borrower's next pay date is within seven days of taking out the loan, a licensee must set the due date of a small loan on or after the borrower's second pay date after the date the small loan is made. The termination date of a small loan may not exceed the origination date of that same small loan by more than 45 days, including weekends and holidays, unless the term of the loan is extended by agreement of both the borrower and the licensee and no additional fee or interest is charged.

We have partnered with top tier financial institutions to provide you the best services available to improve your financial health and meet your goals.

Ridgefield Payday Lending

Interactive Wealth Advisors
(971) 204-6561
1001 SW 5th Ave
Portland, OR 97204
Quik Cash
(360) 696-9116
7415 NE Highway 99
Vancouver, WA 98665
Rapid Cash
(360) 253-5238
7116 NE Fourth Plain Rd
Vancouver, WA 98661
Quik Cash
(360) 666-4706
1910 W Main St Ste 101
Battle Ground, WA 98604
ACE Cash Express
(360) 695-2121
2800 E Fourth Plain Blvd
Vancouver, WA 98661
Quik Cash
(360) 693-8860
5210 E Fourth Plain Blvd
Vancouver, WA 98661
Quik Cash
(360) 260-8158
6515 E Mill Plain Blvd
Vancouver, WA 98661
Rapid Cash
(360) 450-2062
10309 SE Mill Plain Blvd
Vancouver, WA 98664
Quik Cash
(360) 892-6165
14930 SE Mill Plain Blvd
Vancouver, WA 98684
ACE Cash Express
(503) 285-2929
2722 N Lombard St
Portland, OR 97217
Check Cash Pacific
(360) 448-2274
516 SE Chkalov Dr
Vancouver, WA 98683

Washington Payday Loan Terms
Maximum Loan Amount: $700 or 30% of gross monthly income, whichever is less
Loan Term: Max: 45 days
Maximum Finance Rate and Fees: 15%: first $500; 10%: remaining portion of the loan in excess of $500 up to the $700 maximum
Finance Charge for 14-day $100 loan: $15
APR for 14-day $100 loan: 390%

Have questions or comments about the regulations of payday loans in Washington?
Regulator: Washington Department of Financial Institutions
Address: Division of Consumer Services, PO Box 41200 Olympia WA 98504
Phone: (360) 902-8700               
Fax: (360) 725-7827
Regulator Website

Washington regulations courtesy of the NCSL and CFA