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Payday Loans in Sequim, Washington / Washington

If you need a Payday Loan in Sequim, Washington you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply Online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Sequim page will help get you the money you need. Trusted lenders are standing by, Apply Now!

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We all know that the payday loans are used to cover unexpected expenses with a very short term loan, usually until their next payday. They are often called a payday or paycheck advance. The payday Loans US Regulations usually vary from one state to another. Different countries have different regulations as well. Most states have limits on the amount that you can borrow. They also have the right to charge any APR. The lender has the right to choose what it will be. Most states impose very little restraints on what the APR can be set at.
Max Loan Amount in Washington:

May not exceed $700 or 30 percent of the gross monthly income of the borrower, whichever is lower.

Maximum Loan Terms:

A licensee must set the due date of a small loan on or after the date of the borrower's next pay date. If a borrower's next pay date is within seven days of taking out the loan, a licensee must set the due date of a small loan on or after the borrower's second pay date after the date the small loan is made. The termination date of a small loan may not exceed the origination date of that same small loan by more than 45 days, including weekends and holidays, unless the term of the loan is extended by agreement of both the borrower and the licensee and no additional fee or interest is charged.

Applying for Payday loans does not mean you have to take an off from your office. Filling up an online application form available on the website of the lender paves way for quick cash. If everything goes well then you can expect an approval within no time.

Sequim Payday Lending

Allstate Insurance: William Hubbard
(360) 385-1019
1304 W Sims Way
Port Townsend, WA 98368
Capital Advance
(360) 385-6656
2122 W Sims Way
Port Townsend, WA 98368
Allied Cash Advance
(360) 394-0021
19647 7th Ave NE
Poulsbo, WA 98370
(206) 861-1010
1400 Madison St
Seattle, WA 98104
(206) 782-2274
10500 Greenwood Ave N
Seattle, WA 98133
ACE Cash Express
(206) 340-6042
1028 Madison St
Seattle, WA 98104
ACE Cash Express
(360) 377-0344
3100 Kitsap Way
Bremerton, WA 98312
Money Mart
(250) 386-3535
1720 Douglas Street
Victoria, BC V8W 2G7
Micro Loans NW
(425) 673-9100
19920 Hwy 99
Lynnwood, WA 98036
Money Mart
(250) 386-0222
2680 Quadra Street
Victoria, BC V8T 4E4
Cash Advantage
(250) 475-6267
770 Hillside Ave
Victoria, BC V8T 1Z6

Washington Payday Loan Terms
Maximum Loan Amount: $700 or 30% of gross monthly income, whichever is less
Loan Term: Max: 45 days
Maximum Finance Rate and Fees: 15%: first $500; 10%: remaining portion of the loan in excess of $500 up to the $700 maximum
Finance Charge for 14-day $100 loan: $15
APR for 14-day $100 loan: 390%

Have questions or comments about the regulations of payday loans in Washington?
Regulator: Washington Department of Financial Institutions
Address: Division of Consumer Services, PO Box 41200 Olympia WA 98504
Phone: (360) 902-8700               
Fax: (360) 725-7827
Regulator Website

Washington regulations courtesy of the NCSL and CFA