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Payday Loans in Spirit Lake, Iowa

PaydayABC.com / Iowa

If you need a Payday Loan in Spirit Lake, Iowa you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply Online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Spirit Lake page will help get you the money you need. Trusted lenders are standing by, Apply Now!


  1. Secure & Confidential
  2. Applying is Easy
  3. Quick Loan Transfer

Although being able to obtain a loan in a quick and easy fashion sounds good, you need to look out for the fall backs. Payday loan disadvantages can be as numerous as the advantages. There are times when we need money urgently, but we need to weigh our options with care and consideration. Because these loans are easy to acquire, the risk to the lenders is greater. When more people are allowed to use this service, the chance that someone will not follow through with their end of the agreement is high. This leads to many draw backs to this type of financial help.
 
Max Loan Amount in Iowa:

A licensee shall not hold from any one maker a check or checks in an aggregate face amount of more than $500 at any one time.

Maximum Loan Terms:
Not to exceed 31 days
 
Applying for Payday loans does not mean you have to take an off from your office. Filling up an online application form available on the website of the lender paves way for quick cash. If everything goes well then you can expect an approval within no time.
 

Spirit Lake Payday Loans Online

Check For Cash
(712) 336-2274
2301 Circle Dr W
Spirit Lake, IA 51360
Check Into Cash
(712) 262-6670
700 11th St SW Ste 8
Spencer, IA 51301

Iowa Payday Loan Terms
Maximum Loan Amount: $500
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: $15: $0-$100 on face of check; $10 per $100 thereafter
Finance Charge for 14-day $100 loan: $16.67
APR for 14-day $100 loan: 433%

Have questions or comments about the regulations of payday loans in Iowa?
Regulator: Iowa Division of Banking
Address: 200 East Grand Avenue, Suite 300 Des Moines IA 50309
Phone: (515) 281-4014
Fax: (515) 281-4862
Regulator Website

Iowa regulations courtesy of the NCSL and CFA