Payday Loans in Windsor Heights, Iowa
If you need a Payday Loan in Windsor Heights, Iowa you’ve come to the right place. We strive to provide our visitors with the best choices for getting a loan. Apply Online directly through our website and get a cash advance today. Our website and application process is quick and easy, so you can get the money you need, when you need it. We know how difficult it can be to apply for a loan in person, so we make it easy for you to do it online right from your home. No matter why you need a loan, there is no shame in getting a short term advance to cover life’s unexpected expenses. Our Windsor Heights page will help get you the money you need. Trusted lenders are standing by, Apply Now!
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We all know that the payday loans are used to cover unexpected expenses with a very short term loan, usually until their next payday. They are often called a payday or paycheck advance. The payday Loans US Regulations usually vary from one state to another. Different countries have different regulations as well. Most states have limits on the amount that you can borrow. They also have the right to charge any APR. The lender has the right to choose what it will be. Most states impose very little restraints on what the APR can be set at.
Max Loan Amount in Iowa:
A licensee shall not hold from any one maker a check or checks in an aggregate face amount of more than $500 at any one time.
Maximum Loan Terms:
Not to exceed 31 days
In situations like these, asking your family or friends for a quick loan may seem like the only feasible option. But that might also not be positive all the time.
Windsor Heights Payday Lending
1821 22nd St
West Des Moines, IA 50266
|Check Into Cash
4125 University Ave Ste A
Des Moines, IA 50311
|Advance America Cash Advance
3814 70th St
Urbandale, IA 50322
Iowa Payday Loan Terms
Maximum Loan Amount: $500
Loan Term: Max: 31 days
Maximum Finance Rate and Fees: $15: $0-$100 on face of check; $10 per $100 thereafter
Finance Charge for 14-day $100 loan: $16.67
APR for 14-day $100 loan: 433%
Have questions or comments about the regulations of payday loans in Iowa?
Regulator: Iowa Division of Banking
Address: 200 East Grand Avenue, Suite 300 Des Moines IA 50309
Phone: (515) 281-4014
Fax: (515) 281-4862
Iowa regulations courtesy of the NCSL and CFA